The rise of food delivery services in recent years has increased the potential for road accidents involving their drivers. These accidents can result in considerable harm to the parties involved, ranging from physical injuries to emotional trauma and financial hardship.
On top of having to deal with medical expenses, lost wages, and other unforeseen financial burdens, victims often face the daunting task of dealing with legal matters. In these situations, you need an Arlington food delivery accident attorney on your side—and the attorneys at Monge & Associates can fight for your right to justice.
Our lawyers have extensive experience in claims involving food couriers. We are dedicated to securing the compensation that our clients deserve, and we will not rest until we have recovered a fair settlement on your behalf.
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Common Food Delivery Apps in Arlington, VA
Food Delivery Driver Auto Insurance Policies
DoorDash
Uber Eats
Postmates
Liability for Damages After a Food Delivery Accident
How Our Attorney Can Help
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Food delivery services let users order from local stores and restaurants with just a few taps. These apps have surged in popularity, and today, people throughout Arlington rely on them for easy, convenient meals and groceries.
Some of the most popular food delivery apps include:
In Virginia, all drivers, including food delivery drivers, are required to have car insurance to cover damages in the event of an accident. Each food delivery company may have its own specific insurance requirements for its drivers, with some companies offering additional coverage. If you are involved in a collision with a food delivery driver, it is important to understand these requirements so that you could pursue a claim following a collision.
DoorDash requires its drivers to maintain their own car insurance policies in the amounts requires by state law. However, the company also offers commercial car insurance coverage if the driver’s personal insurance policy denies a claim after an accident. This policy will provide up to $1 million in bodily injury or property damage after an accident that occurs while a DoorDash driver is on active delivery time.
Uber Eats requires its drivers to hold comprehensive or third-party property damage coverage. The driver must be listed as an insured driver on this policy, which must also include the vehicle’s make, model, year, and registration. The driver’s insurance policy must also display an effective and expiry date.
If a driver is involved in an accident during active delivery times, Uber Eats will provide up to $1 million in commercial insurance. This includes $50,000 for bodily injury per person, $100,000 in bodily injury per accident, and $25,000 for property damage per accident.
To drive for Postmates, drivers must maintain their own personal car liability insurance that meets the minimum coverage limits required by the state. If a driver is involved in an accident during an active delivery time and his or her policy limits are exhausted, Postmates will provide up to $1 million in bodily injury and property damage.
When a car accident happens, the person or entity whose actions caused the accident is financially liable for any damages that occur. The same rule applies to food delivery accidents. However, understanding your legal options can be complex; they depend on the policies of the food delivery company with which the driver is associated.
For instance, companies like DoorDash and Postmates provide their drivers with an excess auto insurance policy worth $1 million. However, this coverage only comes into play for bodily injury or property damage inflicted upon third parties and only after the driver’s personal insurance coverage has been fully utilized. Crucially, this coverage applies solely if the accident occurred during an active delivery.
If you were injured by a DoorDash driver who was on the way to drop off a delivery, you would first need to file a claim against the driver’s personal insurance policy. If your claim is denied, you can then pursue a claim against DoorDash’s commercial insurance. You could also file a lawsuit against the driver in civil court.
Navigating the aftermath of a food delivery accident can be an overwhelming experience. Amid the emotional stress and physical recovery, tackling the intricacies of legal proceedings is a daunting task. In these situations, Monge & Associates can help.
Our Arlington food delivery accident attorneys can provide much-needed support and guidance during this time, benefitting your case in several important ways:
In the wake of a food delivery accident in Arlington, you need an attorney on your side. Monge & Associates can help you hold the responsible party accountable and recover the settlement that you deserve. Our team of food and FedEx delivery vehicle accident lawyers in Arlington have the experience you need to fight for justice on your behalf. Schedule your free consultation today at (888) 477-0597 and discuss your case with an Arlington food delivery accident attorney.
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